Ann Stern

Welcome to the Ann Stern State Farm Agency in Waupaca, WI!

🌟With a long-standing presence in the community, our office has proudly served Waupaca and surrounding areas since 1998. Whether you are reviewing your coverage for the season ahead or exploring new options, our team is here to help you navigate Auto Insurance, Home Insurance, Life Insurance, and more in a friendly, comfortable environment.

🤝 Meet Your Agent – Ann Stern

I have been with State Farm for over 34 years and opened my Waupaca office in 1998. My journey began as a team member for a local State Farm Agent, where I discovered my passion for helping others. Today, I continue to enjoy working with individuals and families, and I value the opportunity to support them through life’s changes.

Outside the office, I enjoy hiking, horseback riding, baking, reading, and painting. My husband Brandon and I have been married for over 38 years and have three adult sons and five grandchildren who bring us so much joy. I take great pride in being part of the Waupaca community and serving the area I call home.

🐾 A Welcoming Office with a Personal Touch

Our office is known for its warm and welcoming atmosphere. You might even meet Louie and Frankie, our office dogs, who stop in on select days to greet visitors! 🐶 We enjoy creating a space where customers feel comfortable stopping by, asking questions, and having meaningful conversations.

💼 Insurance Options for Waupaca’s Homes, Families, Businesses, and Adventures

Life in Waupaca can include daily commutes, family milestones, business ownership, rural living, and weekends spent around the Chain O’ Lakes or exploring central Wisconsin. At the Ann Stern State Farm Agency, we help customers understand insurance options for the people, property, and activities that matter to them.

• 🚗 Auto Insurance

  Protection for daily commutes, road trips, and changing Wisconsin conditions

• 🏡 Home Insurance, Renters Insurance & Condo Insurance

  Options for your living space, property, and personal belongings

• ❤️ Life Insurance & Health Insurance

  Support for your family’s needs and the future you are building

• 🏢 Business Insurance

  Insurance options for local businesses and their day-to-day operations

• 🌾 Farm & Ranch Insurance

  Plans for farms, rural properties, and agricultural operations

• 🐶 Pet Insurance

  Help with eligible veterinary expenses for four-legged family members

• 🚤 Boat Insurance

  Protection for time on the Waupaca Chain O’ Lakes and nearby waterways

• 🏍️ Motorcycle Insurance

  Options for scenic rides across Waupaca County and Wisconsin

• 🚐 RV Insurance

  Protection for camping trips, road travel, and weekend getaways

• 🛻 ATV Insurance

  Options for trail riding and off-road recreation

• ❄️ Snowmobile Insurance

  Protection for winter rides on local trails and across Wisconsin and upper Michigan

Whether your needs center on home, work, family, or recreation, my team and I can help you review the available State Farm options and identify questions worth discussing. We are proud to serve Waupaca and neighboring central Wisconsin communities with friendly, knowledgeable assistance.

🍂 Chain O’ Lakes Color and Colder Nights: A Waupaca Fall Insurance Review

Fall brings changing leaves to the Chain O’ Lakes area, cooler evenings across Waupaca County, and the first reminders that a Wisconsin winter is not far behind. As households close out summer projects and adjust to new school, work, and travel routines, it is a practical time to check both the property and the information listed on current insurance policies.

What belongs on a Waupaca-area fall home checklist? Clearing gutters and downspouts, disconnecting outdoor hoses, testing smoke and carbon monoxide detectors, checking exterior lighting and walkways, and arranging appropriate heating-system maintenance can help prepare a property for freezing temperatures. Outdoor furniture, grills, lawn equipment, and other seasonal items should also be cleaned and stored securely.

A remodeled room, finished basement, new roof, detached structure, major appliance, or significant purchase may create reasons to revisit Home Insurance. Owners of lake homes, cabins, and other seasonal properties may also want to consider changes in occupancy, winter heat, plumbing, snow removal, and periodic property checks.

For apartment residents and condo owners, a recent move, roommate change, renovation, or valuable purchase may make fall a useful time to review Renters Insurance or Condo Insurance. Condo owners can also confirm how their individual policy relates to the insurance maintained by their association.

Changes involving household drivers, vehicles, commutes, or seasonal storage may raise questions about Auto Insurance. Reviewing these details before colder weather arrives can help ensure current information reflects how your household and property are being used.

❤️ Protecting What Comes Next: Life Insurance Awareness Month in Waupaca

September is Life Insurance Awareness Month, offering individuals, families, and business owners in Waupaca and across central Wisconsin a timely reason to consider how their responsibilities have changed. At the Ann Stern State Farm Agency, we start by learning who and what matter most to you, then help make the conversation easier to understand.

When should I revisit my Life Insurance? Marriage, the arrival of a child, a new home, a career change, business ownership, or responsibility for an aging family member can affect the role Life Insurance plays in your overall picture. A conversation may also be worthwhile if your income, debts, existing policies, or long-term priorities have changed gradually.

You do not need to arrive knowing which option is right for you. My team and I can review your current information, answer questions, and explain State Farm Life Insurance choices based on your household, business interests, and goals.

We can also discuss available Financial Services that may relate to the future you are building. Whether you are putting down roots in Waupaca, supporting a growing family, or preparing for a new chapter, our goal is to provide clear information and a comfortable place to begin.

🗺️ Proudly Serving Waupaca and Surrounding Communities

Located in Waupaca, we proudly serve customers throughout Waupaca County and nearby communities, including Weyauwega, New London, Manawa, Amherst, Wild Rose, Iola, Ogdensburg, and Pine River. As a local office, we focus on building lasting relationships and providing friendly, approachable service to our Good Neighbors.

📞 Let’s Connect

Call, text, email, or stop by our Waupaca office today! 📱 Our friendly Good Neighbor team is here to help you review your coverage, explore your insurance options, and make informed decisions for your Auto Insurance, Home Insurance, Life Insurance, and more! We look forward to connecting with you during business hours.