🌟 Decades of State Farm Experience, Proudly Serving Waupaca Since 1998
Welcome to the Ann Stern State Farm Agent office in Waupaca, Wisconsin! My State Farm career began in 1981, and since 1998, I have had the pleasure of serving individuals, families, and business owners from my Waupaca agency.
Over the years, I have worked with State Farm customers in several different roles and Wisconsin communities. That experience has given me a broad perspective on insurance and the questions that come up as households, businesses, and responsibilities change.
From our Waupaca office, my team and I serve customers throughout Waupaca County and surrounding Central Wisconsin communities, including Weyauwega, New London, Manawa, Amherst, Wild Rose, Iola, Ogdensburg, and Pine River.
Whether you are purchasing a vehicle, settling into a home, growing your family, running a business, or reviewing existing coverage, we are here to help you understand available Auto Insurance, Home Insurance, Life Insurance, and other insurance options.
🤝 From Clintonville to Waupaca: Meet Ann Stern
My journey with State Farm began in 1981, when I joined an agency in Clintonville, Wisconsin, as a team member. I spent the next ten years learning the business and working directly with customers before becoming a State Farm Agent in Appleton in 1991.
After four years as an agent in Appleton, I moved into the role of Agency Field Specialist in 1995. That experience gave me another perspective on State Farm agency operations before I returned to agency ownership in 1998, opening my office in Waupaca.
Having worked as a team member, agent, and Agency Field Specialist, I have had the opportunity to experience different sides of the insurance business. Those experiences continue to influence how I approach customer conversations today. I enjoy getting to know people, listening to their questions, and explaining available coverage options in a way that feels approachable.
Waupaca has been home to my agency since 1998, and over the years, I have enjoyed building relationships with individuals and families throughout Waupaca County and Central Wisconsin. One of the most rewarding parts of my work is continuing those conversations as customers move through different stages of life.
Outside the office, I enjoy hiking, horseback riding, baking, reading, and painting. My husband, Brandon, and I have been married for more than 38 years, and our three adult sons and five grandchildren bring plenty of joy to our lives.
Our office has a personality of its own, too. Louie and Frankie, our office dogs, occasionally stop by to greet visitors. We enjoy creating a welcoming place where customers feel comfortable asking questions and getting to know our team.
🛡️ Insurance Options for Waupaca and Central Wisconsin
Life around Waupaca can include everyday commutes, homeownership, family milestones, local businesses, rural living, and weekends enjoying the Chain O' Lakes. At the Ann Stern State Farm Agency, we help customers understand available insurance for their homes, vehicles, families, businesses, and recreational activities.
🏡 Personal and Family Insurance
🚗 Auto Insurance — Whether you are commuting around Waupaca County, adding a newly licensed driver, purchasing a vehicle, or planning a Wisconsin road trip, our team can explain coverage options for everyday transportation, including eligible vehicle damage and liability considerations.
🏡 Home Insurance — From year-round residences to eligible lake homes and seasonal cottages, property needs can vary. We can discuss coverage for your house, personal belongings, and certain liability considerations, along with renovations, roof replacements, and changes in property use.
🏠 Renters Insurance — Renting an apartment or house comes with insurance considerations beyond the building itself. Renters Insurance may help with covered losses involving furniture, electronics, clothing, and other belongings, along with certain liability needs.
🏢 Condo Insurance — Condo owners have individual insurance responsibilities alongside coverage maintained by their condominium association. We can explain available options for your unit, personal property, interior improvements, and eligible liability considerations.
❤️ Life Insurance — Marriage, parenthood, homeownership, and additional financial responsibilities can influence the role Life Insurance plays in your household. Our team can discuss State Farm choices based on the people who depend on you and your current priorities.
🩺 Health Insurance — Changes involving employment, family circumstances, or other life events may bring questions about health coverage. We can provide information about available Health Insurance options and relevant eligibility considerations.
🐾 Pet Insurance — Dogs and cats are important members of many Wisconsin households. Pet Insurance may help with eligible veterinary expenses involving covered accidents or illnesses, depending on the policy.
💼 Business and Agricultural Insurance
🏢 Business Insurance — From neighborhood shops and service businesses to established companies, different operations bring different responsibilities. We can discuss available insurance for eligible business property, equipment, operations, and certain liability exposures.
🚚 Commercial Auto Insurance — Whether your business relies on a company car, work truck, service van, or multiple eligible vehicles, commercial transportation brings different insurance considerations than personal driving. We can explain available coverage based on how your vehicles are used, who drives them, and their role in your daily operations.
🌾 Farm and Ranch Insurance — Farms and rural properties throughout Central Wisconsin may have insurance considerations involving agricultural buildings, machinery, livestock, and daily operations. Our team can discuss available coverage based on the property and activities involved.
🌊 Wisconsin Recreational Insurance
🚤 Boat Insurance — From fishing trips to family outings on the Waupaca Chain O' Lakes, boating brings its own coverage considerations. We can discuss eligible watercraft, equipment, storage arrangements, seasonal use, and certain liability needs.
🏍️ Motorcycle Insurance — Whether you enjoy scenic rides through Waupaca County, everyday transportation, or weekend trips across Wisconsin, we can explain available coverage based on your motorcycle and riding habits.
🚐 RV Insurance — Campers, motorhomes, and travel trailers can be part of weekend getaways and extended family trips. We can discuss coverage based on your recreational vehicle, travel plans, and how you use it.
🛻 ATV Insurance — From recreational trail riding to eligible vehicles used around rural property, ATVs have insurance considerations distinct from everyday transportation. Our team can answer questions based on the vehicle and its intended use.
❄️ Snowmobile Insurance — Wisconsin winters bring opportunities for riding on designated trails when conditions allow. Purchasing a sled, adding another machine, or changing where and how you ride may introduce new insurance considerations.
Whether your insurance needs involve your household, business, farm, or recreational vehicles, our Waupaca team is here to provide straightforward information about available State Farm options.
❤️ From First Homes to Grandchildren: Life Insurance Through the Years
Life Insurance conversations often begin with the people who depend on you and the financial responsibilities you carry. At the Ann Stern State Farm Agency, we help individuals and families throughout Waupaca County and Central Wisconsin understand how available Life Insurance options may relate to their circumstances.
When should you revisit Life Insurance? Marriage, welcoming a child or grandchild, purchasing a home, changing careers, or caring for an aging family member may introduce new considerations. Changes in income, outstanding debts, household expenses, and longer-term priorities can also influence the questions worth discussing.
What if you are exploring Life Insurance for the first time? You do not need to know which policy you want before contacting us. We can begin with the people who depend on you, your current responsibilities, and what you would like your coverage to help accomplish before explaining available State Farm choices.
What if you already have Life Insurance? Reviewing an existing policy can help you better understand your current coverage, beneficiaries, and available options as your needs evolve.
What should business owners consider? Depending on the business and its ownership structure, Life Insurance may also be relevant to questions involving key individuals, ownership interests, business debt, or other financial obligations if an owner or another person important to the operation dies.
Whether you are raising a family in Waupaca, caring for loved ones in Weyauwega, or entering another chapter elsewhere in Central Wisconsin, our team welcomes the opportunity to make Life Insurance conversations informative, personal, and approachable.
💼 As Life Changes, Financial Priorities Can Too
A conversation about Life Insurance often begins with the people who depend on you and the responsibilities you carry today. As we get to know your circumstances, questions about your longer-term financial priorities may naturally become part of the conversation as well.
At our Waupaca office, my team and I can help individuals and families explore available Financial Services as their careers, households, income, and goals evolve. Whether you are approaching retirement, navigating a financial milestone, or simply looking to better understand your options, we can start with what matters to you and the questions you want answered.
From Waupaca and Weyauwega to New London, Iola, Manawa, and surrounding Central Wisconsin communities, we welcome the opportunity to make Financial Services conversations approachable as your circumstances and priorities change.
🛡️ Insurance Options for Waupaca and Central Wisconsin
Life around Waupaca can include everyday commutes, homeownership, family milestones, local businesses, rural living, and weekends enjoying the Chain O' Lakes. At the Ann Stern State Farm Agency, we help customers understand available insurance for their homes, vehicles, families, businesses, and recreational activities.
🏡 Personal and Family Insurance
🚗 Auto Insurance — Whether you are commuting around Waupaca County, adding a newly licensed driver, purchasing a vehicle, or planning a Wisconsin road trip, our team can explain coverage options for everyday transportation, including eligible vehicle damage and liability considerations.
🏡 Home Insurance — From year-round residences to eligible lake homes and seasonal cottages, property needs can vary. We can discuss coverage for your house, personal belongings, and certain liability considerations, along with renovations, roof replacements, and changes in property use.
🏠 Renters Insurance — Renting an apartment or house comes with insurance considerations beyond the building itself. Renters Insurance may help with covered losses involving furniture, electronics, clothing, and other belongings, along with certain liability needs.
🏢 Condo Insurance — Condo owners have individual insurance responsibilities alongside coverage maintained by their condominium association. We can explain available options for your unit, personal property, interior improvements, and eligible liability considerations.
❤️ Life Insurance — Marriage, parenthood, homeownership, and additional financial responsibilities can influence the role Life Insurance plays in your household. Our team can discuss State Farm choices based on the people who depend on you and your current priorities.
🩺 Health Insurance — Changes involving employment, family circumstances, or other life events may bring questions about health coverage. We can provide information about available Health Insurance options and relevant eligibility considerations.
🐾 Pet Insurance — Dogs and cats are important members of many Wisconsin households. Pet Insurance may help with eligible veterinary expenses involving covered accidents or illnesses, depending on the policy.
💼 Business and Agricultural Insurance
🏢 Business Insurance — From neighborhood shops and service businesses to established companies, different operations bring different responsibilities. We can discuss available insurance for eligible business property, equipment, operations, and certain liability exposures.
🚚 Commercial Auto Insurance — Whether your business relies on a company car, work truck, service van, or multiple eligible vehicles, commercial transportation brings different insurance considerations than personal driving. We can explain available coverage based on how your vehicles are used, who drives them, and their role in your daily operations.
🌾 Farm and Ranch Insurance — Farms and rural properties throughout Central Wisconsin may have insurance considerations involving agricultural buildings, machinery, livestock, and daily operations. Our team can discuss available coverage based on the property and activities involved.
🌊 Wisconsin Recreational Insurance
🚤 Boat Insurance — From fishing trips to family outings on the Waupaca Chain O' Lakes, boating brings its own coverage considerations. We can discuss eligible watercraft, equipment, storage arrangements, seasonal use, and certain liability needs.
🏍️ Motorcycle Insurance — Whether you enjoy scenic rides through Waupaca County, everyday transportation, or weekend trips across Wisconsin, we can explain available coverage based on your motorcycle and riding habits.
🚐 RV Insurance — Campers, motorhomes, and travel trailers can be part of weekend getaways and extended family trips. We can discuss coverage based on your recreational vehicle, travel plans, and how you use it.
🛻 ATV Insurance — From recreational trail riding to eligible vehicles used around rural property, ATVs have insurance considerations distinct from everyday transportation. Our team can answer questions based on the vehicle and its intended use.
❄️ Snowmobile Insurance — Wisconsin winters bring opportunities for riding on designated trails when conditions allow. Purchasing a sled, adding another machine, or changing where and how you ride may introduce new insurance considerations.
Whether your insurance needs involve your household, business, farm, or recreational vehicles, our Waupaca team is here to provide straightforward information about available State Farm options.
❤️ From First Homes to Grandchildren: Life Insurance Through the Years
Life Insurance conversations often begin with the people who depend on you and the financial responsibilities you carry. At the Ann Stern State Farm Agency, we help individuals and families throughout Waupaca County and Central Wisconsin understand how available Life Insurance options may relate to their circumstances.
When should you revisit Life Insurance? Marriage, welcoming a child or grandchild, purchasing a home, changing careers, or caring for an aging family member may introduce new considerations. Changes in income, outstanding debts, household expenses, and longer-term priorities can also influence the questions worth discussing.
What if you are exploring Life Insurance for the first time? You do not need to know which policy you want before contacting us. We can begin with the people who depend on you, your current responsibilities, and what you would like your coverage to help accomplish before explaining available State Farm choices.
What if you already have Life Insurance? Reviewing an existing policy can help you better understand your current coverage, beneficiaries, and available options as your needs evolve.
What should business owners consider? Depending on the business and its ownership structure, Life Insurance may also be relevant to questions involving key individuals, ownership interests, business debt, or other financial obligations if an owner or another person important to the operation dies.
Whether you are raising a family in Waupaca, caring for loved ones in Weyauwega, or entering another chapter elsewhere in Central Wisconsin, our team welcomes the opportunity to make Life Insurance conversations informative, personal, and approachable.
📞 Decades of Experience, Local to Waupaca: Let's Connect
Since beginning my State Farm career in 1981, I have had the opportunity to work with customers from several different perspectives, including as a team member, Agency Field Specialist, and State Farm Agent. Today, I am proud to continue that work from the Waupaca office I opened in 1998.
Whether you have called Waupaca County home for years, recently moved to Central Wisconsin, or something has changed with your household, vehicles, business, or priorities, my team and I welcome the opportunity to get to know you.
Call, text, email, or stop by the Ann Stern State Farm Agency in Waupaca, WI, during business hours to ask questions, review your coverage, or request an insurance quote.
